Shortly after Superstorm Sandy, New York enacted an emergency regulation requiring claims arising from the storm to be handled on an expedited basis. Inspections by insurance companies on claims had to be made within six days of notice of claim instead of the normal fifteen days -- a time frame large insurers said was impossible given the number of claims and the number of insurance adjusters. A report card was and continues to be posted on the website of the New York Department of Financial Services on claim responses.
New York also issued a circular letter that allowed claims to be made and documented without first having to wait for an adjuster's inspection. Some of the text of the circular letter stated as follows: